Siheyuan: I am different He Yuzhu

After the two of them left the Governor's Mansion, President Zhang said to President Liu, "Brother Liu, why don't you take my car back? I want to talk to you on the way."

President Liu nodded, then followed President Zhang into the car.

When President Liu and President Zhang got into their car, President Zhang asked, "Brother Liu, what do you think of Lou Bingcheng?"

Chairman Liu was silent for a while, then slowly said: "He, this person must have connections in Beijing, otherwise he wouldn't have gone to such great lengths to get the mainland to supply water to Hong Kong. Do you still remember what Governor Chen said about asking banks in Hong Kong to provide loans for the Pengcheng Reservoir expansion project?"

"Well, what's wrong?" President Zhang asked curiously.

"As far as I know, Lou Bingcheng is the second largest shareholder of Hang Seng Bank."

"Brother Liu, do you mean that the loan for the Pengcheng Reservoir expansion project will be given to Hang Seng Bank?" President Zhang frowned and said thoughtfully.

"It is possible, but the specific situation needs further observation and understanding. However, what is certain is that Lou Bingcheng has a deep background and influence between the mainland and Hong Kong," President Liu analyzed.

"Well, this is an issue worthy of our attention. If the loan for the Pengcheng Reservoir expansion project is really given to Hang Seng Bank, then Lou Bingcheng will play an important role in it." Chairman Zhang nodded, indicating that he agreed with Chairman Liu's opinion.

"Well, I also think that in all likelihood the Lingnan Provincial Government will hand over the loan project to Hang Seng Bank. After all, if we don't consider banks opened by Westerners, then Hang Seng Bank is the largest in the entire Hong Kong. Moreover, in order to completely meet the water supply needs of Hong Kong, the Pengcheng Reservoir alone cannot meet the water supply needs of Hong Kong. Lingnan Province needs to transfer water from other rivers to the Pengcheng Reservoir. The nearest river to Pengcheng is the Dongjiang River, and the distance from the Dongjiang River to Pengcheng is hundreds of miles. To complete such a large project, the cost will be at least hundreds of millions of Hong Kong dollars. Among the banks opened by Chinese, only Hang Seng Bank has this strength." President Liu explained patiently.

Hearing this, Chairman Zhang suddenly realized: "Oh~ So that's how it is! I was wondering why Lou Bingcheng was working so hard on this project, it turns out this is what he's after! This loan of over 100 million can earn at least 10 or 20 million in interest. As long as Hang Seng Bank gets the loan for the water supply project, then the strength of Hang Seng Bank will surely advance by leaps and bounds in the future. Brother Liu, then do you think we should invest some money in Hang Seng Bank now?" After saying this, Chairman Zhang's heart couldn't help but move, he licked his lips, and a trace of greed flashed in his eyes.

"It would be a good deal to buy shares in Hang Seng Bank before the Director of the Water Affairs Bureau, Mo Jin, signs the water supply agreement with the Lingnan Provincial Government and before the Lingnan Provincial Government hands over the loan to Hang Seng Bank," Chairman Zhang said excitedly. His eyes sparkled, as if he saw a huge business opportunity.

"Absolutely. After all, except for the two of us who know that the mainland requires loans for engineering construction, no one else knows this news. We don't have to worry about their premium if we buy shares in Hang Seng Bank now." Chairman Liu also echoed, his eyes revealing confidence in this investment.

The two smiled at each other, knowing that this was a rare opportunity. President Liu then said, "What are you waiting for, President Zhang, ask your driver to drive to Lou Bingcheng's factory."

Following Chairman Zhang's order, the car slowly drove out and headed towards Lou Bingcheng's factory. Along the way, Chairman Zhang and Chairman Liu were excited and discussed how to cooperate with Lou Bingcheng to seize this opportunity.

Soon after, the car arrived at the gate of Lou Bingcheng's factory. Chairman Zhang and Chairman Liu got off the car and walked into the factory. Seeing them coming, Lou Bingcheng greeted them warmly.

"Welcome, two presidents!" Lou Bingcheng said with a smile and shook hands with them.

After a brief greeting, they entered Lou Bingcheng's office. Chairman Zhang said, "Congratulations to Mr. Lou for getting what he wanted. We just came back from Baiyun City in the mainland and reported the conditions proposed by the Lingnan Provincial Government for the water supply project to Charles, the assistant to the Governor. After consulting the Governor, Charles told us that the Governor had agreed to all the conditions of the Lingnan Provincial Government for the water supply project to the Xiangjiang River."

After hearing the news, Lou Bingcheng showed an excited expression on his face. He said excitedly: "That's great! It means that our efforts have not been in vain, and Hong Kong's future will be even better. On behalf of the people of Hong Kong, I would like to thank you for your hard work."

President Zhang smiled and replied, "Mr. Lou, you don't have to be so polite. As the president of the Hong Kong Chamber of Commerce, we have the responsibility to contribute to the development of Hong Kong. We are also very pleased to be able to successfully promote cooperation with the mainland this time."

Lou Bingcheng looked at President Zhang and President Liu with gratitude and said, "Thank you for your help. Without your efforts, this project would have been difficult to advance."

Chairman Liu waved his hand and said, "Mr. Lou, you are too kind. We are all from Hong Kong, and it is our unshirkable responsibility to contribute to the prosperity of Hong Kong. I hope there will be more opportunities to cooperate with you in the future."

Lou Bingcheng nodded and said, "Of course, of course. As long as it is beneficial to the development of Hong Kong, I will go all out."

The three of them chatted for a while, and the atmosphere was very harmonious. At this time, Chairman Liu suddenly asked, "I heard that Mr. Lou is still a shareholder of Hang Seng Bank. I wonder if Hang Seng Bank has any intention of expanding its share capital recently?"

Lou Bingcheng was slightly stunned, then smiled and replied, "Don't be afraid of being laughed at by Chairman Liu. Although I am a shareholder of Hang Seng Bank, I don't usually participate in the management of the bank. I just go there occasionally to attend shareholder meetings. Therefore, I have no idea whether the bank has any intention of expanding its share capital recently. Why did Chairman Liu suddenly ask this? Is Chairman Liu interested in investing in Hang Seng Bank?"

Chairman Liu nodded and said, "I have some spare money, but I don't know what to do with it, so I want to find a suitable company to invest it in. After thinking about it, I feel that it is more reliable to invest in a bank. Chairman Zhang happened to say that Mr. Lou also invested in a bank, so I wanted to ask Mr. Lou for advice."

After Chairman Liu finished speaking, Lou Bingcheng looked at Chairman Zhang who was also looking at him expectantly. He immediately understood what the two were thinking, so he laughed and said, "If someone else wanted to invest in Hang Seng Bank, I'm not sure whether Chairman Ho Sin Hang of Hang Seng Bank would agree. But Chairman Zhang and Chairman Liu want to invest in Hang Seng Bank. I think Chairman Ho will definitely agree based on the status of the two chairmen. If the two chairmen have time later, I'd like to take them to meet Ho Sin Hang."

"Thank you so much, Mr. Lou." Upon hearing Lou Bingcheng's reply, President Liu smiled happily and expressed his gratitude.

Lou Bingcheng then took Chairman Zhang and Chairman Liu to the headquarters of Hang Seng Bank. After Lou Bingcheng told Ho Sin Heng about their ideas, Ho Sin Heng said after a moment's silence: "Thanks to Chairman Zhang and Chairman Liu for thinking highly of our bank. It's not impossible for you two to buy shares in our bank, but you just need to abide by our bank's requirements."

"Please let Chairman He speak a little more."

"If you two want to buy shares in our bank now, you must first accept that the total value of our bank is 5000 million. Secondly, you cannot interfere with the normal operation of the bank as a shareholder. Finally, if you two want to transfer your bank shares, you can only sell them to other shareholders of the bank, not to outsiders. What do you think?"

After listening to He Shanheng's words, Chairman Liu thought for a moment and then spoke first: "I agree with Chairman He's request."

After Chairman Liu finished speaking, Chairman Zhang immediately spoke up, "I also agree with Chairman He's request. Chairman He, for such a big thing as a new shareholder joining the company, don't you need to convene a board meeting to inform other shareholders?"

He Shanheng smiled and explained, "Chairman Zhang, the money you two invested in the bank is used to directly increase the bank's registered capital. It does not require purchasing shares from other bank shareholders. As the largest shareholder and chairman of the bank, I have this right."

最终张会长以300万元港币入股恒.生银行6%的股份，刘会长以200万元港币入股恒.生银行4%的股份，恒.生银行的注册资本也从3000万元港币上升到了3500万元。

Chairman Zhang and Chairman Liu completed their plan to acquire shares in Hang Seng Bank as they wished. After completing the final shareholding ceremony, they smiled at each other and felt that they had gotten a great bargain. Little did they know that Ho Sin Hang was attracted by their identities. With the joining of the two, Hang Seng Bank could take the opportunity to expand its influence among Chinese businessmen. In the future, Hang Seng Bank's development pace would not only be faster, but also better.