Reborn Entrepreneurial Giant

The time came to February, before the Spring Festival, Qu Li, Lu Qi met with ProLogis CEO Mei, and thanked him for his continuous help to Jumei Logistics.

Jumei Logistics is based on warehouse distribution capabilities. It is not a simple transportation of a product from point A to point B. It is a comprehensive consideration and redistributes the movement path of the product before and after the user places an order, effectively helping Jumei to reduce the cost of one item. The logistics time and cost in the whole process from the factory to the consumer.

This requires the construction of a large number of warehouses. Seven warehouse centers have been established in Wuhan, Shenyang, Chang'an, Guangrong City, North, Shanghai, and all of them are self-owned. For other transshipment centers, GLP's logistics real estate will be rented depending on the situation. If there are only these, it is a normal business cooperation. The key is that GLP builds warehouses according to the needs of Jumei Logistics.

Of course, ProLogis would not be so kind. It is Xiangjiang Investment who actually pays the money, and there are funds from Quli, Vision Investment and Huatou behind it. Now after several years of successful operation, it has successfully obtained more and more long-term funds, such as Canadian pension funds. Fund, domestic social security fund, etc.

Although Qu Li is the papa behind Pross, what he should say is that there is no cost to say a few nice words, but it can make others happy for a long time.

ProLogis and Jumei Logistics are deeply bound, which is mutually beneficial and has not affected the development of this company. Now Cainiao Network and several major express companies are thinking of cooperating with Mr. Mei.

After some communication, the guests and the host enjoyed themselves. Jumei Logistics will continue to expand in the next year. In addition to self-operated warehouses, it will also build a large number of cooperative warehouses, which may be Cainiao Network, Vancl Eslite or other e-commerce brands.

After confirming the development of Jumei Logistics for the next year, it’s time for financial matters. Jumei will continue to issue corporate bonds this year. The interest rate of about 3% is almost the same as giving away for free. Moreover, the current exchange rate of US dollar and RMB is 6.2. After that, it appreciated to 6.0, and then reversed. The next few years are not a good time to issue debt and borrow money.

For a multinational giant like Jumei, the issue of exchange rate is something that has to be considered. In addition, the beta version of the Jupay Wallet APP has a balance treasure, which is bound to a currency fund issued by Xiangjiang Fortune Fund Company.

This Yu'e Bao has made a lot of innovations. It displays the previous day's income every day, withdraws it to the account in real time, and can also use Yu'e Bao to pay directly. Well, these are all made by Ari, and now Jumei has made them in advance.

Qu Li put 1 million pocket money into it, and enjoyed the joy of increasing 100 yuan every day. If he bought 100 million Yu'ebao, he could earn 10,000 a day, and he would earn a lifetime. It's a pity that the yield of 3.0% is not common, which is higher than the interest rate of Jumei corporate bonds. If we really want to open up the free exchange of soft sister coins, overseas capital will rush in every minute to grab the wool.

"The innovation of Yu'ebao is really good. Many people in the company open it to check their income every day, so that they don't want to withdraw cash, and don't want to delay the income..." Lu Qi and Qu Li talked about some interesting things at the headquarters

The small-scale internal testing of Jumei's Yu'ebao was mainly promoted among internal employees of Jumei, Glory, and Future Geometry, and accumulated a group of loyal fans. Thinking back to the past, everyone was alive and there was basically no interest. It is said that this money is the biggest "high-quality asset" of the bank.

Yu'ebao has earned 386.7 billion for netizens in the 10 years since its launch. With the addition of various "baby" products, there should be no doubt that the bank will lose 500 billion in ten years. This kind of hatred is enough for them to buy trolls online to spread rumors about Ant Financial and bring disaster to the country and the people.

"I hope everyone likes it." Qu Li was a little hesitant. Yu'ebao is just the beginning. Internet finance is bound to enter the lives of the public, and financial management has become an inevitable choice for most groups. They will usher in a big era.

By the way, talking about Internet insurance e-commerce, Taobao has cooperated with an insurance company to launch a universal insurance product, with an annual return rate of about 5%, Jumei can completely reproduce it, and can also cooperate with the insurance company to customize some insurance products. Form a hit.

"As for P2P, I heard that more and more entrepreneurs are joining this industry." Qu Li talked about this hot spot of venture capital investment. It seems that hundreds of P2P companies were established in China last year, and many platforms received venture capital investment.

"I don't want to do it." Qu Li didn't want Jumei to fall so quickly

Although Ant Financial has Zaibai and MYbank loans, Goose Factory has Weiwei Loan, and Goudong has gold bars, but compared to P2P, this formal one has a conscience. It is precisely because of the credit loans provided by the "regular army" that many people in need do not need to borrow usury.

Of course, some people say that Huabei and Borrowing have ruined young people. This kind of person has a typical "parental" thinking. Stronger than a generation, although this "power" has paid a price, such as more and more young people's family affection and even indifference.

The times are changing. In the past, online games ruined young people, then Huabei borrowed and ruined young people, and later short videos. Anyway, there will always be some weird things in this society, such as capital deliberately trying to destroy " young people".

Although Qu Li has a psychological burden, he knows how to build himself. Jumei did "Huabei" and "Jiabei" to combat financial fraud. Later, almost all P2P companies went bankrupt. See how it is defined.

Qu Li and Lu Qi talked about "virtual credit card" Huabei and "credit loan" borrowing, as well as insurance and fund sales. Jupay will become a comprehensive financial service platform.

"Why not do P2P?"

"This business model is not good at all. Ordinary people are risk-averse. In case of losses, investors are responsible for their own profits and losses. Will there be mass incidents? Even if there is no, you think that a platform's products often lose money, and some people will continue to Investment? Breaking cash flow is inevitable." Qu Li

"We can control the risk..." Lu Qi

"If the risk is controllable, why don't banks and professional financial institutions lend?" Qu Li thinks that the existence of P2P itself is full of paradoxes. It is a normal business model to only borrow money and not attract investment from ordinary people. After all, professional investors need risks. conceited.

"We are an Internet technology company. Finance and technology are two words, and we are still a financial company. Risk control is the most important thing." Qu Li emphasized that he does not want Lu Qi to go astray, and don't be confused by terms such as financial technology. Ant Financial There must be a problem. A financial services company masquerading as a technology company, coupled with huge leverage, is no problem.

"We mainly function as an information intermediary, followed by financial technology innovation." During the communication between the two, the prototype of Jumei Financial Services Company was gradually improved.