Return To 1998

On the way back to Shazhou in the old van, Tongdao Xu had three plans for raising money in his head, constantly intertwining.

The first plan is to pull a few more people into the shares, just like the way Zheng Qing has just become a shareholder, and it should be able to solve the problem of funds. The advantage of this plan is that it can bind more people and him into a community of interests.

And the disadvantages are also obvious - if there are too many shareholders and too little investment by himself, even if the second Internet cafe really opens, his own profits will not be much.

The second plan is to borrow money from cousins ​​and cousins ​​as he did before when he opened a barbecue restaurant.

The benefits of this plan are obvious. If the borrowed money is used to open an Internet cafe, it will be regarded as his investment by Tongdao Xu. When the second Internet cafe generates profits, this part of the profit will naturally belong to Tongdao Xu. As for the borrowed money, he will pay it back. It's ok for cousins ​​and cousins.

But the shortcomings of this plan are also obvious - that is, I am afraid that I will not be able to borrow too much money. Even my cousin and cousin who have a good relationship, I am afraid it is not easy for them to lend him tens of thousands of dollars.

After all, borrowing money is based on friendship, and there is no interest. They have to live on their own, and it is impossible to take out too much money just for a friendship.

And opening an Internet cafe often requires more than 100,000 funds. With so much money, it is self-evident that it is difficult to raise it by borrowing it.

In addition, Xu Tongdao also thought of a third plan.

The third option is not so legal.

But it is common among the people.

The plan is to borrow money at such high interest rates with one to three cents of interest.

Interests move people's hearts, such loans are very common in the private sector.

Some people borrowed money in this way and made a fortune. Of course, there are also people who have lost their families and ruined their families because they borrowed this kind of money and they didn't pay the principal and interest in the end.

Private loans with one-cent interest are considered very low interest. Two-cent and three-cent interest are common, and the most exaggerated five-cent interest.

Generally, no one is willing to borrow five-cent interest, because the five-cent interest is too heavy, and many people are unable to repay it under the rolling interest.

Xu Tongdao is confident that he can repay it, but this kind of loan is illegal after all.

The education he received since childhood made him very reluctant to borrow such money.

But reason told him that it would be in his own best interest to choose this plan.

Internet cafes are very profitable.

It is definitely a profiteering industry, so whether he is borrowing three points or paying no interest, he is confident that he can pay it back.

What's more, he also has another Internet cafe and barbecue restaurant, all of which are continuing to make money for him, and he can afford some interest.

In fact, in his childhood memories, many of the people he knew had borrowed such money.

Some people borrow this kind of money to build a house and give the bride a betrothal gift in order to get married; some people borrow this kind of money to get through the difficulties because someone in the family is sick; even many business people, in order to expand their business or make temporary turnover, also borrow this kind of money. money.

Lower the windows and let the outside wind blow in your face.

Tongdao Xu narrowed his eyes, thinking about this in his heart.

It's a pity that there is no software such as Huabei and Borrower now. Otherwise, it would be much easier to raise about 100,000 yuan.

As for the bank loan?

The thought flashed in his mind, and he was ruled out.

These days, ordinary people like him have no fixed assets to pledge to the bank, and it is too difficult to borrow money from the bank.

He couldn't see hope anyway.

...

Time passed, and as the distance from Shazhou County got closer, Xu Tongdao gradually made up his mind.

He plans to use a combination of the three options.

Each solution solves a part of the funds, and the difficulty should be the least.

At the same time, it can also ensure that after the opening of the second Internet cafe, he will not make a wedding dress for others, and can ensure that he owns the majority of the shares.

When I returned to Shazhou County and the barbecue restaurant, it was almost lunch time.

Parking the van on the side of the road in front of the store, Xu Tongdao walked into the store.

Seeing Xu Tonglin and Xi Dongyang stringing together in the front hall, and there was movement in the kitchen, it was probably Ge Lianghua who was busy in it.

Several people met and greeted each other. Ge Lianghua also temporarily put aside the work in the kitchen and came to the front hall to talk with Xu Tongdao.

You must know that Xu Tongdao has not come back for more than a week recently in order to open an Internet cafe.

Xiao Dao, how is your Internet cafe doing? Is it open?

Xu Tonglin asked curiously.

Xi Dongyang and Ge Lianghua also looked at Xu Tongdao curiously.

Well, it was officially opened a few days ago, and business is still alright. How about you? How is the business in the store these days?

Xu Tonglin: Ah? Your internet cafe opened a few days ago?

Ge Lianghua: We're fine here, and business has been pretty good these days. Hey, Xiaodao, when are you taking us to your internet cafe? Hey, we've been talking about these days, when are we going to your place? Check out the internet cafe.

Xu Tonglin: Yes! Your Internet cafe has been open for several days, and we haven't even gone to see it. It's too much to say!

Xi Dongyang, as always, said little and laughed without saying a word.

Okay! When it rains heavily, I will drive you to play.

Tongdao Xu smiled and expressed this attitude.

The reason for choosing heavy rain is also very simple. In heavy rain, there will definitely be very few people who come to his barbecue restaurant to eat at night.

In that case, during the day, Xu Tonglin, Ge Lianghua, and Xi Dongyang would not have to prepare many dishes, so he would take them to the city to play, and it would not affect the business of this barbecue restaurant.

Ah? We still have to wait for the rainy day? When will we wait?

Xu Tonglin was disappointed.

Ge Lianghua also felt a little disappointed.

Tongdao Xu laughed, looked over to the kitchen, and changed the subject: By the way, is lunch ready today? When can we have dinner?

Ge Lianghua: I have another tomato soup to cook, and it will be ready for dinner. What? Are you hungry? Why don't I go in and cook the soup now?

Saying that, Ge Lianghua turned to go to the kitchen, but was stopped by Xu Tongdao, Wait! Cousin, leave the soup cooking to me! I'll cook two more dishes by the way, you have other tasks!

These words aroused the curiosity of Ge Lianghua, Xu Tonglin, and Xi Dongyang.

Ge Lianghua: Mission? What other tasks do I have?

Tongdao Xu got up and took out the cigarette case, and gave him and Xi Dongyang a cigarette. While smoking, he asked with a smile, Cousin, have you passed the driver's license test?

Ge Lianghua grinned, Of course! After so long, of course I passed the test.

Tongdao Xu nodded, Okay! Then you drive your van to pick up your girlfriend, and by the way, call your brother over, and say I'll invite them to dinner, and I have something to discuss with them by the way, go ahead!

With that said, Xu Tongdao took out the key of the van and handed it to Ge Lianghua.

You have something to discuss with them? What's the matter?

Ge Lianghua was very curious.

Xu Tongdao squinted at him, When they come, I will naturally say, go and come back! Go!