Fangro

Xiao Jiang's credit is fine, but the situation facing Sister Zheng is a mess.

So in the next few days, Yang Zhen devoted himself to running around on this matter, learning from the store manager, and running back and forth between various banks. It seemed like a trivial matter to ask a few words, but he couldn't bear the fact that others were really busy. Sometimes he waited for half a day.In the end, the local banks were small, and the requirements were not so strict, which gave this dead end a fork and asked the lender to find someone to act as a guarantee.

Since the money was borrowed by the nephew, he should be the one to pay for the ass-wiping paper.Sister Zheng hurriedly called her nephew, and since she couldn't explain these ways clearly, Yang Zhen was still in the middle as the microphone.

Sister Zheng's nephew had a rough voice that broke his throat, he spoke straight to the point, and asked over the phone, "Which guarantee law?"

Yang Zhen: "You need to provide some information, ID card, household registration book, monthly income certificate and bank statement, and you must be present when Ms. Zheng is interviewed."

His aunt never guarded against him, but his nephew is also a straightforward person, but the last one is to embarrass him. He is collecting cotton in Xinjiang, and he said very unwillingly: "I am so busy that my saliva is in the shape of bubbles. How can there be such a thing?" State-owned enterprises go to Qingshan, can't you entrust it to my uncle?"

It was the first time Yang Zhen heard someone say that he was very busy, so he held back his smile and threatened him with a difficult case told by the store manager: "No, the guarantor must be present at the interview. This is because the bank is busy at the end of the year and the bank has no time to follow us step by step. The process, the most basic condition after simplification. In the middle of the year, it is several times more troublesome than it is now. The guarantor must not only be present, but also have to issue a certificate of kinship, which can prove that your aunt is really your aunt, and if you are married, Your daughter-in-law has to come too."

The Chinese temperament always likes to reconcile and compromise.For example, if you say that the room is too dark and you need to open a window here, everyone will definitely not allow it.But if you advocate tearing down the roof, they will come to mediate and are willing to open the windows. Mr. Lu Xun sincerely does not deceive him.

Sister Zheng's nephew was shocked when he heard the words, and muttered something that Yang Zhen didn't hear clearly, but it is not difficult to guess that he should be scolding the bank for being idle. This week, I'll go there, I'll hang up if it's okay?"

Yang Zhen hurriedly stopped: "Wait a minute, being a guarantor is risky, you must know this in advance."

"Why do you have no risk?" Businessmen always have to be bolder, and the eldest nephew said indifferently, "What risk, tell me about it?"

Yang Zhen: "The risk is that if Ms. Zheng and his wife can't repay the mortgage, and the bank still can't repay the debt after they take them to court, then you have to pay their debts. If they forget halfway, temporarily lack of funds, etc. If there are problems such as overdue repayment, your credit will also be affected."

"What kind of credit?" The person on the opposite side dismissively said, "I just have a history of not paying back the money in time, and I have a deposit of tens of millions as a bank. Do you think they don't think I have a bad credit? That's enough, I get it, let my aunt tell you later, I'm busy."

After he finished speaking, he hung up, and Sister Zheng saw the opportunity and came to ask Yang Zhen about the situation.

In comparison, Xiao Jiang's process was much smoother. First of all, he didn't have to sit on duty. Secondly, his landlord was a free old driver. The meeting time was basically a hit, and Yang Zhen's order was so smooth that it was really touching.

25-year-olds are the best to get a loan. First, they are young, and second, they have graduated for a few years. Even if the down payment is given by their parents, they should have a job. In theory, they have the most ability to repay the loan.

On the day when the loan was approved, Xiao Jiang strongly demanded to come to the hotel to eat hot pot. Fang Siyuan sent a long line of eagerly-awaited star comments for this.

It doesn't work if you don't have to be generous, because Quan Wei doesn't cook when he's alone, and then he doesn't talk to others when he goes there, and just eats meat in the pot by himself.

Although Xiao Jiang’s hot pot looks as simple as a dinner in a university dormitory, the foldable table is a small mat, and an induction cooker is placed on it. The Haidilao bottom material bought from the supermarket is enthusiastically rolling in it, but all the shortcomings can be made up with the amazing amount of meat. respect.

Beef and mutton rolls with toothpicks, chicken breasts with bone and meat, duck intestines, duck blood and pig brains, yellow-throated tripe and shrimp slippery, he has almost everything in the hot pot restaurant. Of the 4 people at the table, 3 of them don't care about vegetables.

Xiao Jiang also packed a case of beer, two bottles of liquor per catty, and wanted to get drunk, but unfortunately, the remaining three collectively ignored him, and their chopsticks came and went in the soup.

Fang Siyuan looked obedient, but he was the most heavy eater, and he was about to plunge into the pot with a colander. Quan Wei lost his appetite when he saw this heresy that seemed to be twisted out of his intestines. His eyes were full of small flying knives, meaning If you dare to put it down, I will beat you.

However, with Yang Zhen in Fang Siyuan, he was not afraid of him at all. Although Fang Siyuan didn't know where this sense of security and confidence came from, he sank his wrist, and the colander and brains disappeared into the vast hot pot soup.

Quan Wei's eyelids narrowed, and in the second half, the chopsticks only picked things in the pot on his side, as if he was afraid of touching the pig's brain that needed to be cooked for a long time.

But he did all the calculations, and he didn't think that Fang Siyuan was so willing to share. It took less than two seconds to flip the colander from the pot to the Yangzhen bowl, and then the little beast pointed at Naohua with a smile on his face, and I made a gesture of grilling rice on the edge of my mouth, and finally gave a thumbs up. The sign language is clear and clear. This is super invincible and delicious.

Yang Zhen is not very used to the shape of this food, but the brain flower has been soaked in his sauce, and the only person he can and is willing to donate here is Quan Wei, but Quan Wei's hatred has been exposed early on, Yang Zhen did not The only way is to endure the psychological barrier of eating your brain, and pick a piece with chopsticks.

This caused Quan Wei to shake goose bumps on the way home: "You actually eat heresy, I will have a psychological shadow when I kiss you in the future."

The taste of brain flower is a bit like delicate tofu, but there is an indescribable oily smell in it, which may be cooked wisdom. Yang Zhen will not try it again next time. He counterattacked with a smile: "If you have the ability, you will leave I stay away."

Quan Wei immediately responded with kindness: "I have no skills."

-

There are still very few top-notch houses on the market.

Loans are tight at the end of the year, and one day late may miss the loan in the last quarter of this year. Therefore, the top priority of all intermediaries is to complete the signed contracts at hand.

Quan Wei has also started to cooperate with buyers to run face-to-face signings. The buyers actually have an intermediary with inspections. To help comrades boost their morale, Yang Zhen's store started doing morning exercises again.

Quan Wei didn't bother to hide his dislike at all: "Escape once is only once, your morning exercises are so stupid, it just lowers your temperament."

Yang Zhen didn't think he had any temperament, but morning exercises were indeed a bit ostentatious, but he had gotten used to it under the oppression of debt repayment, so Yang Zhen said unaffectedly: "Just take it as exercise, for example, refusing to live in the eyes of others. Here, focus on doing what you do."

Quan Wei, who has always regarded passers-by as air, told him the choices that cool people would really make: "Then you shouldn't do exercises."

Yang Zhen couldn't stand out like this, so he smiled and changed the subject: "I don't have to do exercises when I go to the market, and there are so many villains in the office for mortgages, why do you have to drag me?"

Quan Wei looked ahead at a good opportunity, and said in a very natural tone: "You are my spouse, if you don't sell the house, what can I do?"

Yang Zhen's heart skipped a beat. He originally wanted to correct that the house was Quan Wei's personal property, but the status of "spouse" made him unable to say no.He was an unmarried, unsigned, and unrecognized spouse, but someone remembered to reserve the rights for him.

There are many people in this world who are anxious about the house, quarreling, cheating, getting divorced, and driving away the elderly, but he has met someone who is willing to share with him for free. This is his love and his luck.

With a warm heart, Yang Zhen adjusted the neckline of his suit with a smile on his face, raised his narrow legs in the limited space, and said modestly: "I'm sorry, I'm used to being low-key, and I forgot that I am a person with status. It really cannot be done without me.”

Those who don't know may think that his identity is some kind of real estate tycoon or business tycoon, but in fact, this seemingly arrogant identity is just his spouse, and Quan Wei laughed for a long time.

According to experience, Wednesday morning has the least number of interviewees, and there is no time to look at the documents. The staff will point out where to sign, and then press their fingerprints. The application will be completed in less than half an hour, and then the buyer will go back and wait for the notification.

It was less than 10:[-] o'clock when Quan Wei left the building. No matter how busy he was, he was too embarrassed to take Yang Zhen to lunch at this time, so he had to send him to the store.

When he parked on the side of the road at the destination, there happened to be a passerby walking towards the store. Quan Wei's intuition in this regard has always been quick and accurate, so he immediately flicked Yang Zhen's kneecap, and pointed with his chin: " That person, did you see it? Either you want to buy or sell a house, you go and ask."

It was a lady of medium height, wrapped in a dark green long coat, about seven or eight meters away from the store entrance, but her face and walking track were indeed approaching the store.

In the three pleasant seasons of spring, summer and autumn, this customer has probably been spotted by the sharp-eyed people on duty inside. line of sight.

The rule of the intermediary is that whoever talks to the client first, others have to avoid suspicion, so before the person entered the door, Yang Zhen trotted and cut off the person.

Quan Wei should have a bit of luck for wealth. In the vernacular, she is Wangfu. As expected, this lady is going to sell the house.

Generally, the intermediary will not bring people into the store before establishing a trusting and cooperative relationship with the customer, in case some colleagues who do not follow the rules are prying corners behind their backs, so Yang Zhen took this person to a nearby KFC.

Quan Wei had nothing to do, so he followed over to watch the excitement, ordered a drink and sat at the table opposite Yang Zhen's aisle as zero zero seven.

"Excuse me," Yang Zhen said politely, "I want to know why you sold the house, is that okay?"

Landlords are holding back their properties one after another, causing sincerity to become a higher priority than information about listings and prices. If the landlord's attitude is subtle, then the energy and hope put on them can be different.

This lady is in the same family as Yang Zhen, and she said her surname is Yang. She is not in good spirits, and she has a sad look on her face, but her voice is soft and calm, and she seems very reasonable: "My family is sick, and I need medicine. money."

Yang Zhen froze for a moment, then said softly: "Sorry, I asked a wrong question."

People who will sell their houses at this time are almost all short of money and have no other options, but they are luckier than those who are short of money and have no house to sell.

Ms. Yang shook her head and hooked the corners of her mouth kindly. Maybe it was because she was busy, so she didn’t need Yang Zhen to ask. She just said like beans poured out of a bamboo tube: “My house is in Lesongyuan Community on Lanshan Avenue. I bought it in 2012. , is a one-bedroom apartment of 51 square meters. I am the only one in the house book. I don’t have a loan. My request is 185 million. I want the full payment and I want to sell it quickly. I heard that you have a fast-selling agreement here, which can guarantee my If the house is sold within a month, otherwise I will be compensated for the loss, is there such a thing?"

The quick sale agreement is the sole agency, only An Yu can act as an agent for the sale of this house, and other intermediaries can only stare blankly.

Quan Wei never signed any fast-selling agreement. On the one hand, he is not in a hurry to sell, and on the other hand, it can be regarded as his prejudice, thinking that the fast-selling agreement is a trap.

But for the salesmen, the commission for fast-selling houses is 20% higher than normal. If the 185 million house is signed exclusively, Yang Zhen can earn more than 1000 more. Quan Wei propped his chin, leisurely Watch Yang Zhen go to work.

Yang Zhen is quite familiar with the gate of Lesongyuan...the gate is high-end, but the price is a little higher, but this is not a problem under the current market situation.

"We have a quick sale agreement, also called an exclusive agreement, which means that your house can only be listed and sold in our company, and the promised time to sell it is not one month," Yang Zhen corrected, "it is three months."

Ms. Yang froze for a moment: "So long? I can't wait."

"The average selling time according to the company's internal statistics is 50 days, but this number is related to the housing source, buyers and sellers, lending institutions, etc., and it varies from person to person," Yang Zhen said honestly, "It's not a word, and I I won’t make empty promises to you, let me tell you about the advantages and disadvantages of this fast-selling agreement, and you can choose yourself, okay?”

Ms. Yang heard that the fast-selling agreement was blown like a dog skin plaster, and there are still shortcomings?She corrected her sitting posture and nodded, obviously interested.