Guangsha ten million

008

In the end, Du Shen did not eat the meal invited by Gu Xiaoyang, nor did Chen Yan invite Gu Xiaoyang to dinner, because the Chinese New Year was coming, and 2008, which the whole Chinese people were looking forward to, finally arrived.

The real estate in the pre-Olympic years is like the Long March series of rockets. It is not only the price, but also the enthusiasm of investors.

Chen Yan has already entered the industry thoroughly, and he is not the stunned young man who just came here, he almost fooled Gu Xiaoyang several times.

Gu Xiaoyang couldn't help lamenting that the waves behind the Yangtze River push forward the waves ahead.

When the spring warmed the earth in March, Chen Yan encountered another event that opened his eyes.

A few days before the incident happened, Du Shen drove out with Gu Xiaoyang, and when they came back, they rushed into the office and sat for the whole afternoon.

Chen Yan was surprised and found an excuse to enter Du Shen's office.

As soon as he entered the door, he saw two people with bright eyes, head to head, muttering something.

Chen Yan had seen Gu Xiaoyang's eyes light up, but he had never seen Du Shen do the same. He could not remember anything that could make Du Shen so excited.

"What are you talking about?" Chen Yan interrupted.

Du Shen replied without raising his head: "Gu Xiaoyang said he wants to treat guests to dinner."

"Yes, yes, where do you want to eat?" Gu Xiaoyang didn't look up.

Abnormal!Chen Yan made a conclusion immediately, and said deliberately: "Plum Dragon Villa."

"Ah? What are you going to do in that kind of place? Just a few dishes can eat up the money of a bathroom." Gu Xiaoyang finally had reason, "Go to the barbecue stall at the door."

"Barbecue stand? Smoke it?" Du Shen also regained his senses.

"It's down to earth."

"Not interested in!"

"Okay, what were you talking about just now, confess." Chen Yan scolded the two of them.

Gu Xiaoyang immediately raised his thumb in admiration, dare to call the leader, it's kind enough.

Du Shen said solemnly, "Gu Xiaoyang's idol is coming to our building."

"Idol?" Chen Yan frowned.

Gu Xiaoyang couldn't wait to introduce: "That is the object of my admiration, and it is the peak that I can't match in my life. I am willing to give my all in exchange for a chance to kneel at their feet. If I can hold their little hands by the way, it is really worthless." regret."

"..."

"..."

Chen Yan and Du Shen were speechless at the same time, and Du Shen even kicked Gu Xiaoyang: "Speak human."

Gu Xiaoyang moved away and said in a human way: "Do you know? The top idol group in the real estate speculators, the Wenzhou group is coming to H City."

"Wenzhou real estate speculators group?" Chen Yan immediately reacted, the name is very popular, but he has only heard its name but not its body, and Chen Yan is also a little curious, "How to say it specifically."

"Three days later, on the 26th, on Tuesday, a group of 20 people will go to five real estates in total." Gu Xiaoyang said excitedly.

Chen Yan frowned: "Going to five real estates? What's there to be excited about?"

"You can tell that you are a layman at a glance." Gu Xiaoyang smiled complacently.

Du Shen didn't explain, just said: "I've already contacted the bank, and if we have a cooperative relationship with us, they will set up a branch on the spot to handle it. What do you say?"

"Don't worry, people have assembled and are ready to go." Gu Xiaoyang said.

"No chaos."

"Professional qualities."

On the 26th, early in the morning, many real estate agents flooded into the sales department. They turned their backs and wandered around in the attitude of normal buyers.

Gu Xiaoyang was also among them, holding a 144-square-meter house plan, and patiently asked the sales managers about things that had already been memorized.

Around ten o'clock, several cars drove up outside one after another, with high-end and low-end license plates, and about 20 people got off.

As soon as I entered the door, I took the apartment type information and went straight to the sales managers.

"Sir, I want to buy this type of apartment. How many floors are left? How about the price?"

Chen Yan received one of the clients, and the first impression the client gave him was that he was low-key and not procrastinating.He immediately replied: "It's all below the 5th floor and above the 18th floor."

"How much is the specific price of 503 and 403? I apply for a mortgage, commercial, how to calculate the discount?"

"96% off, the price is here." Chen Yan replied, the company decided to give Wenzhou group a 96% discount.

"Pay according to the first house, swipe the card, and arrange a mortgage with the Agricultural Bank of China and the Bank of China."

Chen Yan was taken aback for a moment, how could it be considered as the first suite after buying two suites?

Du Shen didn't know when he had already gone downstairs. Seeing Chen Yan's reaction, he immediately came over to take the card, and said with a smile, "Arrangement immediately."

Chen Yan didn't understand, Du Shen didn't explain much, asked Chen Yan to swipe the card according to the amount, and gave the customer the password on the auxiliary machine. After finishing, he sent Chen Yan to write the contract, and he took the customer to the Bank of China and the Agricultural Bank of China. account Manager.

The account managers of the two banks are obviously veterans, and they quickly processed the mortgage for the client. The client brought all the required documents with him, including income certificates, single certificates or marriage certificates.

After checking, the account manager said with a smile: "Okay, I will handle it as soon as possible."

The client just returned to Chen Yan to wait for the contract. As Chen Yan wrote it, his doubts grew.

There are seven copies of the contract for one apartment, one for the sales department, one for the finance department, one for the record of the housing management committee, one for the deed tax in the future, one for the land certificate in the future, and one for the bank. Mortgage, a customer keeps a deposit.

After the customer signed, he took away three copies, leaving only four copies, one for the sales department, one for filing, one for the bank, and one for Gu Xiaoyang.

Gu Xiaoyang took it with a smile on his face, and other customers also completed these procedures, left the contract with Gu Xiaoyang, and left. The trip of the Wenzhou group in the Lakeside Mingyuan was over.

Du Shen smiled and greeted the bank staff, thanking them for their hard work.

The bank staff looked polite and thanked each other for their hard work. There were 20 people in the group, and each of them basically bought 2 sets. Even if the business of 40 sets was divided equally, the business volume of this month has exceeded the standard.

"Old rules, handle it as soon as possible." Du Shen urged.

"Don't worry." The bank staff said goodbye with a smile.

After Gu Xiaoyang distributed the contract to the intermediary who came together, he swayed to Chen Yan's side, and knocked Chen Yan who was in a daze with his elbow: "What? Didn't understand?"

Chen Yan nodded honestly, humbly asking for advice.

Gu Xiaoyang whispered in his ear: "They have taken a good look at the house early in the morning. They will buy each of the five properties selected. They will pay for the first house in one lump sum, and then apply for a mortgage."

"How is it possible to handle so many mortgages at the same time? They didn't bring other people's ID cards." Chen Yan was surprised.

Gu Xiaoyang said more quietly and more mysteriously: "The housing management committee's system and the central bank's system are not shared. The bank judges whether it is a first-time house based on the loan records in the central bank's system. When so many houses are processed at the same time in different banks, the system The information is updated almost at the same time, which means that no one can find the previous loan records.”

"What about next time?"

"Just sell the house."

"Can it be sold so quickly?"

Gu Xiaoyang patted the contract in his hand, and despised Chen Yan: "You question my professional level?"

Chen Yan understood, actually asked the local agent to sell the house?What a surprise: "Are you willing to sell the house for them? Don't you fry it yourself?"

"Of course, they don't extort agency fees, and they will pay you back if you sell quickly."

"What if it's not easy to sell?" Chen Yan wondered.

Gu Xiaoyang shook his head: "You haven't seen the characteristics of their house selection? They all choose some cheap houses. The house prices have risen so much that many people have long since given up some principles of buying houses and turned to the affordability of house prices as the biggest criterion. Wenzhou People have figured this out a long time ago, and their selling prices will not be unreasonably high, what they do is quantity, rather than earning the maximum appreciation profit of a house.”

Only then did Chen Yan suddenly realize.

Gu Xiaoyang couldn't help boasting: "Twenty people, within one day, five real estates, each real estate has two houses for one person, two hundred houses, pay the down payment, and mortgage the rest, and then hand over the house to the local intermediary for sale. This model is also known in Wenzhou. People can figure it out, and it really convinces them."